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Financing a Florida purchase: including foreclosures (REO, bank owned) and short sale homes and condos in Southwest Florida (Fort Myers and Cape Coral region).

Please note: if you are looking at making an offer on a foreclosure property you MUST have proof of cash funds or a financing pre-qualification letter for your offer to even be considered by the bank selling the property.  Waiting until after you’ve found a property may very well mean someone else will beat you to it (the best ones go very fast).  So I strongly recommend that you get pre-qualified in advance, since you’ll need it anyway (unless you are a cash buyer).

Here’s a link where you can begin the process online (by completing info at the bottom of the pop-up page)

Most short sales and many traditional sales will also be looking for buyers to verify that they are indeed pre-qualified, so regardless of the targeted type of property, it is always a good idea to have the financing portion underway in advance!

I recommend checking with:

Beth Cherry

Waterstone Mortgage Corporation

13281 McGregor Blvd., Suite 2, Fort Myers, FL 33919

Direct: (239) 791-8182

bcherry@waterstonemortgage.com

 

For those looking for a local Bank of America contact that can be arranged too. Please call me at 239-603-6100 for more info.

A note to Canadians: RBC bank has 5 local branches here in Southwest Florida as well. Contact info available upon request.