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Financing a Florida purchase: including foreclosures (REO, bank owned) and short sale homes and condos in Southwest Florida (Fort Myers and Cape Coral region).

Please note: if you are looking at making an offer on a foreclosure or short sale property you must have proof of cash funds or a financing pre-qualification letter for your offer to be considered by the bank selling the property.  Waiting until after you’ve found a property may very well mean someone else will beat you to it (the best ones go very fast these days!) So I strongly recommend that you get pre-qualified in advance, since you’ll need it anyway.  That is of course, unless you are a cash buyer.

Many traditional sellers will also be looking for buyers to verify that they are indeed pre-qualified, so regardless of the targeted type of property, it is always a good idea to have the financing portion underway in advance! Feel free to contact me if you have any unique circumstances you wish to run by me as well. I used to be a mortgage broker, so I’m very familiar with the processes involved.

I recommend checking with one of the following:

Scott Evanson

Lee-Co Mortgage, Inc.

1314 Cape Coral Pkwy E., Suite 207, Cape Coral, FL 33904

Phone: 239-945-4464

Scott@LeeCoMortgage.com

 

Sean Moore

VanDyk Mortgage Corporation

Phone: 727-455-4768

SMoore550@VanDykMortgage.com

 

Beth Cherry

Waterstone Mortgage Corporation

15065 McGregor Blvd., Suite 106, Fort Myers, FL 33908

Phone: (239) 791-8182

bcherry@waterstonemortgage.com

Here’s a link where you can begin the process online (by completing info at the bottom of the pop-up page)

Additional options available too, depending on your needs. Including foreign-national financing, private money (hard money), FHA and VA financing, and more.

A note to Canadians: RBC bank has several local branches here in Southwest Florida as well.  Contact info available upon request.