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Please note: if you are looking at making an offer on a foreclosure property you MUST have proof of cash funds or a financing pre-qualification letter for your offer to even be considered by the bank selling the property. Waiting until after you’ve found a property may very well mean someone else will beat you to it (the best ones go very fast). So I strongly recommend that you get pre-qualified in advance, since you’ll need it anyway (unless you are a cash buyer).
Here’s a link where you can begin the process online (by completing info at the bottom of the pop-up page)
Most short sales and many traditional sales will also be looking for buyers to verify that they are indeed pre-qualified, so regardless of the targeted type of property, it is always a good idea to have the financing portion underway in advance!
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